Phone: 717-304-1841   Email: cutaialaw@gmail.com

Frequently Asked Questions

Don't waste another minute worrying - find the answers you are looking for now.

Get Started Here

Want a jump start? Here you can register to complete the paperwork, take your required counseling classes, and learn about the costs to file bankruptcy

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Contact us using our request form and get a response the same day. Our goal is that you speak with an attorney within 24 hours or less.

holding handsOverwhelming debt can be oppressive and frightening. But you don't have to face this difficult time by yourself. Let us help you make the right decisions for you and your family. We know that you are anxious and may even be embarrassed about your financial situation. We treat all of our clients with compassion and respect. Our goal is that you will speak with an attorney within 24 hours of when you contact us. Even on the weekends. For clients who are under the median income for Pennsyvlania, we offer significant discounts.

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We have daytime, evening, weekday, and weekend slots available and we will do our best to accommodate your schedule. The consult lasts about a half hour.

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We may contact you via email or via text to set up your free phone consult.

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Bankruptcy . . . Is it right for you?

Only an experienced bankruptcy attorney can help you determine if filing bankruptcy is the right option for you. Dawn Cutaia, Esquire, has the experience to help you make the right decision. A bankruptcy attorney should never push a client to file bankruptcy if doing so is not in the client's best interests. Depending on your situation, there may be options other than filing bankruptcy. However, timing is crucial, and if you think bankruptcy might be an option for you, you should get the advice of an experienced bankruptcy attorney now.

Don't think you can afford to file bankruptcy?

We work hard to keep our fees reasonable.  We offer significant discounts for people who are under the median income in the Commonwealth of Pennsylvania - and even if you are not under the median income, our fees are some of the lowest in this area.  We are able to do this because we have a very streamlined process which keeps our overhead low. There are no paralegals at Cutaia Law - just attorneys.  Dawn Cutaia will handle the preparation of your petition from start to finish.  You can reach her by phone, text, or email.  Carolyn Pugh will attend your court hearing with you and you will have an opportunity to meet with her beforehand should you choose.  Since the majority of the court hearings are handled by Attorney Pugh, you will find it is easy to reach Attorney Cutaia to answer your questions.

If you are struggling under crushing debt and feel overwhelmed, we can help you and your family. We can stop the harassing phone calls, lawsuits, and even the IRS or a mortgage foreclosure. Once you file bankruptcy, the Automatic Stay becomes effective, and creditors cannot contact you or proceed with lawsuits while the Stay is in effect. Before you start selling your property or decide to walk away from your house, or make offers in compromise with your creditors, learn all of your options and let us help you make the best decision for you.  Use the form below to contact us to schedule your free initial consultation.

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There is a lot of information on the Internet about bankruptcy that is not accurate or is false. Contact us for legitimate, accurate advice that is tailored to your specific needs and situation. We will get back to you in less than 24 hours. Even on the weekends.  Really.