Phone: 717-304-1841   Email: cutaialaw@gmail.com

Are you ready to get your fresh start and leave all those debts behind you? Are you not sure what you want to do, but you at least want to be able to make an informed decision?  

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Before you start selling assets or taking money out of your retirement, you should speak with us.  If you are behind in your mortgage, don't wait until the day before the sheriff sale to contact us; come in and meet with us so we can discuss your options - we might be able to help you stay in your house.  At a minimum we will help you figure out what is best for you - even if that means not filing bankruptcy. The initial consultation is completely free and done over the phone. We do the consult over the phone because it usually means we can speak with you the same day you contact us or the very next day. It's the fastest way to get you the answers you need. The phone appointment lasts about a half hour but sometimes more. We don't rush it because we want to be able to answer as many of your questions as possible.

 

Free Phone Consult

Contact us for your initial consult, which we offer for FREE. We offer this consult over the phone or in person. Call us at 717-718-5199  or our contact form.  Remember, even if you contact us on the weekend or at night, we will get back to you quickly.

If you are being sued or there is a foreclosure or a garnishment or a personal property sale or any other kind of emergency, please be sure to tell us that information when you contact us.

Paperwork

Review the checklist and complete the online paperwork by clicking here: Checklist and Questionnaire Registration. Note that there is no fee to use to complete the Questionnaire, and even if you complete it, there is no obligation for you to hire us to represent you. However, we need you to complete your part of the paperwork before you first appointment..   In addition, we will send you other necessary forms for you to review, including our complete fee agreement so you will have all of our fees in writing, well in advance of your first appointment.

Pre-Bankruptcy Screening Appointment

Once your paperwork is complete and you have all the documents from the checklist, you can schedule your Pre-Bankruptcy Screening appointment, the cost of which is $250.00.  At this appointment we will review all of your paperwork with you and run all of the income tests and asset tests to see what kind of bankruptcy is right for you and what kind of bankruptcy you qualify for. Even if you decide not to file bankruptcy (which sometimes happens), you will be able to make that decision in an educated way, knowing why bankruptcy is or is not right for you. NOTE: You can bring the entire fee with you at your first appointment and we if we have everything we need to file, we can file right there in our office (all documents filed with the bankruptcy court are filed electronically and we file them in our office. You will walk out of that appointment with your bankruptcy docket number and you can provide that to your creditors, which will stop the calls and lawsuits. All creditors will eventually get notice in the mail (about 5 to 10 days after you file.)