About Fresh Start Law

Fresh Start Law, PLLC started because of a heartfelt belief that people sometimes need – and deserve  – a do-over.  We all make mistakes and we are all more than just those mistakes.  In addition, sometimes bad things happen to us, over which we have no control, like job loss, divorce, illness. At Fresh Start Law we truly want to help our clients get a fresh start.  

Our clients are often anxious about the problems they are facing and worried about judgment and blame.   At Fresh Start Law, we don’t see financial problems as a character flaw but a math problem – and we are pretty good a math!  Let us help you figure out the best way to move forward, so you can get your life back on track.

Meet Your Attorney

Dawn M. Cutaia

Founding Attorney, Fresh Start Law, PLLC
“If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me.”— Dawn M. Cutaia

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn is an active member of the Middle District Bankruptcy Bar Association (MDBBA) and is currently serving as the Board’s President (2022-2023).

Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996. Dawn was a regular columnist for the York Daily Record (YDR) for several years, writing about legal and social justice issues.

Dawn’s hobbies include cycling, photography, quilting, web design/search engine optimization, and hanging out with her dog, Foxy. Dawn designed the website for the York Law Day Committee and the York Legal Record and was the driving force behind the installation of wi-fi in the Judicial Center. Dawn is on the tech subcommittee for the MDBBA, and created the organization’s current website. Yes, Dawn’s hair really was pink for a while, but that’s just pink chalk in Foxy’s hair. She was not amused. Dawn practiced remotely from the end of 2016 to the start of 2023, living in Oregon for three years and then Florida for three years. Dawn is happy to be back in York, PA.

Dawn works closely with Kelley Courchene, who assists with case management throughout your bankruptcy process. [Dawn: adjust once role/title confirmed]
Practice Areas

Education

  • J.D. — Dickinson School of Law (1996)
  • B.S. — Barry University (1993)
  • A.A. — Westchester Comm. College (1991)

Honors

  • Client Champion Award, Martindale-Hubbell® (2019)
  • York Co. Bar Foundation Pro Bono Award

Associations

  • Middle District Bankruptcy Bar Assoc., Member (2008–Present)
  • Board of Directors (dates pending)
Dawn & Foxy
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Need Help With a Pardon or Criminal Matter?

Fresh Start Law works alongside Suzanne Smith, a partner in the firm handling criminal defense, pardons, and expungements.

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Ready to Talk Through Your Options?

No judgment, no pressure. Free consultations by phone or video.